Posts Tagged ‘insurance discounts’

Las Vegas Homeowners Insurance

  

  

  

  

  

  

 

 

 

 

If you own a home in Las Vegas then you know how inportant it is to have Homeowners Insurance!!!                                                                                                                                                                       

No Place Like Home
Whether you’re a first-time homebuyer or designing your dream home, buying a house is one of the most important decisions you’ll ever make. Once you sign the papers and move in, you may be settling down, but your insurance needs are always in transit.

Protection That Keeps Pace with You
From day one, you’ll tailor your Allstate policy to help protect
your house and the personal items in your home. You’ll need the basic coverages that prepare you for an unexpected loss or damage, as well as the coverages that give you a valuable safety net for your investment.

As the years go by, you’ll continue to invest in your home. You may hire a contractor for a major renovation, or you may push up your sleeves for a weekend home improvement project. These enhancements may warrant a review of your earlier coverage selections. And many homeowners continue to acquire new valuables like jewelry and antiques that require added protection.

A Helping Hand
That’s what I’m here for: to routinely help you update your insurance policy to reflect your changing needs. Not only can I help you understand which coverages work for you, but I also understand the things that matter most to homeowners in our area. We can work together to help make sure you and your home are protected in case bad things happen.

Coverage Options

Your Home, Your Castle
With Allstate Homeowners Insurance, you’ll be protected against damages or losses that result from fire, lightning, smoke, theft and vandalism, among many other causes. They’re every homeowner’s concerns. But you also have individual needs—unique to you and your home—that should be reflected in your policy.

To meet these needs, Allstate offers different levels of coverage. And, you can tailor your policy by selecting among different available limits, deductibles and optional coverages that fit your life. It’s just one reason that Allstate has been chosen to insure one in every eight homes.

Read below for more information on some of the basic coverage options that make up a homeowners policy. You can also read about enhancing your policy with Optional Coverages and Scheduled Personal Property. For example, do you own specific high-value items like expensive computer or stereo equipment? If so, you may want to insure them with an Optional Coverage. Contact me to discuss which coverages, limits and deductibles may be right for you.

Discounts!

Published by admin on December 1st, 2009 - in Auto Insurance

Have you ever wondered if your insurance company is giving you every discount you deserve to get?

I will give you some examples of the discounts you should be asking for.

  1. Are you a homeowner?
  2. Are you married?
  3. Are you in School and carrying a 3.0 GPA?
  4. Are you a safe driver?
  5. Are you retired? (If you are 55 you are retired)
  6. Have you passed a defensive drivers test?
  7. If you are a homeowner, do you have your homeowners insurance with the same company? (Discount)
  8. Do you have accident forgiveness?
  9. Do you have deductible rewards?
  10. Do you get a check every six months for being accident free?
  11. Is your policy getting ready to expire?
  12. Do you let the insurance company take out your  monthly payment? (Discount)
  13. Have you talked to your agent in the last six months about your rate? (Very Important)
  14. Are you on the Value plan?

These are some example of Discountsyou should be asking your agent for. Most agents are in business to help you save money, but if your insurance agent does not know things have change in your life how is he or she suppost to help you. Make Sure that you tell your insurance agent about any changes in your life so they are aware of the Discounts you are getting. There might be other discounts that you should be getting but your agent had no idea you qualified for them because you never told them that you are a Homeowner or you are retired ect…..

Please give me a call if you are in Nevada I would be happy to see if you are getting all your discounts you deserve to get.

Thank you for looking

Huggins Family Insurance

1-702-616-8384

 

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