DMV Registration Penalties

Published by admin on July 1st, 2011 - in Auto Insurance

DMV Registration Penalties

Senate Bill 323, passed during the 2011 Legislative Session, replaces the former

   $250 reinstatement fee for an insurance lapse with a tiered system of fees and fines.

Below is a matrix of the new penalties.

They are based on the length of the lapse of coverage and the number of previous lapses.

This goes into effect July 1, 2011.

 

Length of Lapse: 1-30 Days 31-90 Days 91-180 Days 181 Days or More
         
1st Offense        
Reinstatement Fee $250 $250 $250 $250
Fine $0 $250 $500 $1,000
SR-22 Insurance No No Yes Yes
TOTALS $250 $500 $750 $1,250
         
2nd Offense        
Reinstatement Fee $500 $500 $500 $500
Fine $0 $500 $500 $1,000
SR-22 Insurance No No Yes Yes
TOTALS $500 $1,000 $1,000 $1,500
         
3rd Offense        
Reinstatement Fee $750 $750 $750 $750
Fine $0 $500 $750 $1,000
SR-22 Insurance No No Yes Yes
Driver License Suspension Min. 30 Days Min. 30 Days Min. 30 Days Min. 30 Days
TOTALS $750 $1,250 $1,500 $1,750

 

If the owner of the vehicle declares it dormant due to mechanical or seasonal circumstances during the period in question, the owner must sign a Dormant Vehicle Affidavit (NVL-003) and present documentation to verify the status. The reinstatement requirements will then include presenting current proof of insurance and a payment of $50.00.

If the owner of the vehicle experienced extenuating circumstances beyond their control, the owner may complete an affidavit and present original receipts and/or documentation to verify circumstance and time frames. Financial hardship does not qualify. Examples of extenuating circumstances are hospitalization, illness or a death in the family. You must apply at a DMV office or a County Assessor that offers vehicle registration services.

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