Archive for the ‘Auto Insurance’ Category

Renter’s Insurance

Published by admin on February 8th, 2011 - in Auto Insurance
Renters Insurance

Your property isn’t any less valuable when you rent. That’s our stand. And if you’ve got as much stuff as the average renter, then it’s worth over $30,000. Take into account your clothes, books, CDs, stereo system, TV, jewelry and other valuables you might have.

If Anything Happens, Will Your Landlord Take Care of You?
You may also be surprised to learn that your landlord is not necessarily responsible for any damages to your personal property if there’s a fire, flood, vandalism or burglary. And, even if someone’s injured in your apartment, you may be liable for their damages, not your landlord. 

It Only Costs a Little to Protect a Lot
The good news is that renters insurance costs less than you think–and it covers a lot. In fact, about 50¢* a day can help buy renters insurance protection for tomorrow.

With a renters policy, I can help you protect your things, big and small, from the unexpected and help safeguard your savings from personal liability.

A renters policy will protect your personal property the same way it would if you owned a home. Ask me about what level of coverage is right for you.

Your property isn’t any less valuable when you rent. That’s our stand. And if you’ve got as much stuff as the average renter, then it’s worth over $30,000. Take into account your clothes, books, CDs, stereo system, TV, jewelry and other valuables you might have.

If Anything Happens, Will Your Landlord Take Care of You?
You may also be surprised to learn that your landlord is not necessarily responsible for any damages to your personal property if there’s a fire, flood, vandalism or burglary. And, even if someone’s injured in your apartment, you may be liable for their damages, not your landlord. 

It Only Costs a Little to Protect a Lot
The good news is that renters insurance costs less than you think–and it covers a lot. In fact, about 50¢* a day can help buy renters insurance protection for tomorrow.

With a renters policy, I can help you protect your things, big and small, from the unexpected and help safeguard your savings from personal liability.

A renters policy will protect your personal property the same way it would if you owned a home. Ask me about what level of coverage is right for you.
Coverage Options
A renters policy will protect your personal property the same way it would if you owned a home. Ask me about what level of coverage is right for you.  Learn the basics of which coverage options protect you and your valuables, as well as the discount and savings opportunities available to you, or contact me to discuss them over the phone.

Discounts and Savings
Did you know that you could save on your renters insurance policy if you also have an auto policy with Allstate? Learn about all the great discount and savings opportunities available to you, or contact me to quickly discuss them over the phone at 1-702-616-8384

Huggins Family Insurance

Las Vegas Homeowners Warned of Mortgage Scam

Published by admin on February 2nd, 2011 - in Auto Insurance

LAS VEGAS - Ben A  homeowner, says he immediately became suspicious after receiving a letter in the mail from a company called Great Western Business Services.

The letter is a notice of service transfer. It informed Ben that his loan was transferred to a new bank and to stop making payments to Bank of America. The letter instructed Ben to begin sending money to Great Western Business Services. Ben contacted Bank of America, which said his loan was not transferred.

“We noticed there was something abnormal,” he said. “After you send the money and you find out that was not the right place to send it, I mean you’re going to feel pretty angry.”

He called his attorney at the Law Firm, who investigated the company. “They prey on people and their fears,” said Ben’s attorney. “Their fear of losing their home(s), and that’s what we find in this situation.”

The attorney says to an untrained eye, the letter looks believable. It has the Bank of America logo, and it’s very detailed. The attorney says in a legitimate notice, however, the new bank’s letter would not have the old bank’s logo. Other irregularities he points out are the small font size and a payment coupon with an open amount.

“Banks are usually pretty stringent about putting in how much they’d like to see in the payment,” Per the attorney.

The letter’s date is also suspicious. It is dated January 18, 2011. According to state filings, Great Western Business Services didn’t register as a corporation until January 21.

The local news agency called the 1-800 number listed on the notice. The call was forwarded to a Las Vegas cell phone. Ben and his attorney want to ensure no one else becomes a victim of this scam.

“Everyone knows in the valley that home mortgages and declining values are on the forefront of everyone’s thoughts,” said the attorney. “Everyone discusses it. So, it doesn’t surprise me that we’re going to find innovative but less than reputable companies try to take advantage of these people in hard times.”

It is still unclear how many other homeowners received similar letters. The Law Firm says it’s spoken with other clients who have received the letter. If you’ve received a similar letter, the first thing you should do is call your current bank to verify.

Huggins Family Insurance
1-702-616-8384

Chrysler, VW recall nearly 750,000 vehicles

Published by admin on December 16th, 2010 - in Auto Insurance

Models affected include Town & Country, Dodge Grand Caravan, Golf, Jetta, New Beetle and Rabbit

Volkswagen and Chrysler are recalling almost 750,000 vehicles in two separate recalls, according to documents filed recently with the National Highway Traffic Safety Administration.

Chrysler says its recall covers about 367,000 2008 Chrysler Town & Country and Dodge Grand Caravan minivans. The automaker said a water leak in these vehicles could cause the passenger-side air bag to deploy without the vehicle being in a crash.

Chrysler told the NHTSA that the problem resulted from improperly assembled drains for the air conditioning, which allowed water to leak onto the carpet. It also told the safety agency it knew of the leak early in 2008 and that “over time” it had reports of “some inadvertent air-bag deployments.” The automaker said it later learned that the water leaks were the cause of the deployments.

The document filed by Chrysler did not make clear when the automaker discovered the cause of the deployments. Under federal regulations, once an automaker learns of a safety problem it has five business days to inform the NHTSA of a recall.

A Chrysler spokesman said that from July to September there was a “spike” in the number of complaints of air bags deploying leading to the recall.

Chrysler also said it would reimburse owners whose warranty had expired and who paid to have the leak fixed if they can provide an “original receipt and/or other adequate proof of payment.”

Volkswagen says its problem covers about 377,000 vehicles for a fuel-line problem. The automaker told the safety agency that on vehicles with the 2.5-liter 5-cylinder engine, it is possible a fuel line can chafe against another part and cause a hole to appear, which would leak fuel. VW said it was not aware of any fires.

The models are the 2007-9 Golf, Jetta and Jetta Sportwagen; 2006-10 New Beetle and the 2007-9 Rabbit.

Huggins Family Insurance
1-702-616-8384

Here comes the Holidays!

Published by admin on November 1st, 2010 - in Auto Insurance

To All,

Please have a safe and Wonderul Holiday Season!

Huggins Family Insurance

1-702-616-8384

Renters Insurance

Published by admin on October 25th, 2010 - in Auto Insurance

If your car gets broken into and you don’t have homeowners insurance what is covered?

What kind of policy covers this type of claim?

If you need help with this question please give me a call. I will explain this to you and make sure that you are 100% covered for this type of claim.

Thank you,

Huggins Family Insurance

1-702-616-8384

October is National Breast Cancer Awareness Month

Published by admin on October 12th, 2010 - in Auto Insurance

Good morning all,

October is National Breast Cancer Awareness Month—an annual international health campaign organized to promote awareness of breast cancer issues. The impact of breast cancer goes beyond just the physical disease and emotional pain—it can be a financial struggle as well. Take a look at the numbers: Critical illnesses such as breast cancer can reduce a family’s income by more than $12,000 in the first year alone—even with medical coverage in place.1 Breast cancer patients who have employer-sponsored health insurance spend an average of $6,500 in out-of-pocket costs annually.2 One in five cancer patients with health insurance will use up all or most of their savings during treatment.

Huggins Family Insurance

1-702-616-8384

Need A Quote!

Published by admin on October 6th, 2010 - in Auto Insurance

If you call in for a quote I will personaly send you a Star Bucks Gift card. Please mention allstatevegas.com

Thank you

Chris Huggins

1-702-616-83-84

Nevada Resident’s only

Life Insurance

Published by admin on September 30th, 2010 - in Auto Insurance

 You want to protect what matters most in your life: your loved ones. With life insurance, you help to ensure that the financial needs of your family are met in the event of your death. This means peace of mind for you now, knowing your family will be secure in the future.

Who Needs Life Insurance?
You need a life insurance policy if anyone depends on your income or stands to inherit a financial burden in the event of your death.

The money your dependents will receive, “the death benefit,” can help pay essential day-to-day expenses, such as mortgage and medical bills, and help your family reach longer-term goals such as your children’s college education. Plus, life insurance can help ensure that your loved ones are not burdened with debt or forced to sell assets to pay outstanding bills or taxes.

How Much Insurance Do You Need?
This depends on a few factors. Generally, the rule of thumb is 7 times your salary; however, as life changes, your insurance needs might, too. It’s a good idea to reassess your needs annually to make sure you have enough to properly protect your family.

Beyond protection, life insurance can be the cornerstone of your family’s financial security by providing savings and wealth transfer opportunities. In fact, the very first step in selecting life insurance is to decide how you want the insurance to work for your family.

When you’re ready, I can help you determine the amount of protection you may need and the type of insurance that’s right for you.

Coverage Options
You want to select the right coverage to protect your family. Learn more about the options available:

 Term Insurance
Permanent Insurance

Meeting Your Retirement Needs
As your Personal Financial Representative,
I’m licensed to sell financial products, such as IRAs, mutual funds, variable insurance products and more. This means you can take care of a wide variety of your insurance and financial needs at one convenient place. If you’re thinking of retirement, savings or protecting your family and assets, please contact me today. I will be happy to help you identify solutions to help meet your needs.
To contact me, you can:

Auto Insurance

Published by admin on September 29th, 2010 - in Auto Insurance

When you purchase Auto Insurance make sure you get the correct coverage for your risk. Some insurance companies let you choose depending how much you want to pay. That is the worst thing you can do unless you are a licensed insurance agent. Everybody wants to save money but make sure you understand the risks involved in picking your insurance by price. If you live in Nevada and you need to save money on your insurance please give me a call at 1-702-616-8384..

Huggins Family Insurance

1-702-616-8384

6628 Sky Pointe  Dr Suite 111

Las Vegas, NV 89131

People only want Life Insurance when?

Published by admin on September 22nd, 2010 - in Auto Insurance

Look at this picture and then remember your family. Don’t leave them out in the cold if you pass away.

Most customers know they need life insurance but they only want to buy when they have one foot in the grave. Insurance is Cheap when you are young, insurance is expensive or unattainable when you are older. Listen folks we are dying every day and our health is getting worse not better. If you can afford 25 dollars per month then you can afford Life Insurance. You can give your family hope when you pass away. Don’t leave your family with debt when you are gone. If you need insurance and you live in Nevada please give me a call or ask me a question on this site.. I am always available to all customers even if you are with another company.

Thank you for looking!

Huggins Family Insurance

1-702-616-8384

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