Get a quote now on Auto, Homeowners, Commercial, Renters, Condo, Boatowners insurance in Nevada.
Just click on the link above.
We are in Las Vegas Nevada and always ready to serve and find the best rate for you. If you would rather call us please call 1-702-616-8381.
Huggins Family Insurance
Insurance for Las Vegas Nevada
Yesterday was a great day we got up as normal ate breakfast with some family and got ready to go to the races. We drove to the Las Vegasmotor speedway and talked all the way there, we were wondering what it was going to be like when the Indy cars take the track. I am a Nascar fan and I know when they race it is a great race but when I saw the Indy cars go bye I knew this is going to be a nail biter. These cars were going 223 mph every lap and being bunched up together, if one driver makes a little mistake there is going to be a big ACCIDENT and someone is going to get hurt or even killed. I have to say it was really exciting seeing the cars go bye so fast and that I could not believe my eyes. Around lap 11 there was a puff of smoke that came out of a car in turn 1 and then it happened a big red flash in the middle of turns 1 and 2. Cars were going every were upside down and hitting the walls and flying into the catch fence, it was the worst accident I have ever seen. I was in turn 4 at-least a 1/4 of mile away from the accident and I felt like it was right in front of me, everybody around me were yelling and pointing to the wreck. The safety crews got to the accident as fast as they could and started to there jobs not know what they were going to see. When the accidentfinally came to a stop we all new that someone has been hurt or killed. My stomach started to turn and I started to cry. We watched the fire crews clean up the mess and waited to hear if everybody was ok. The announcer came on the air and said every racer was breathing but he has not heard about Dan Wheldon. We sat there in dis-belief and wondered if Dan was ok? About an hour and half has gone by and the announcer started to talk. He said that Indy car driver Dan Wheldon has passed away resulting from this accident. We all knew that he was seriously hurt but had no idea he was killed. Many of you know me and I never write this much but I wanted you to know how serious this was and that accidents can happen to anybody and any time.
Please pass this on and keep Dan Wheldon’s family in your prayers, we have lost a wonderful father, husband, and just great person.
Chris Huggins
1-702-616-8384
LAS VEGAS INSURANCE, LAS VEGAS CAR INSURANCE, LAS VEGAS LIFE INSURANCE, LAS VEGAS ALLSTATE AGENT
When you think of family who do you think of? Children, wife, mom, dad are probably who comes to mind first. I agree with that I love my immediate family so much that I would almost do anything for them. I would want to protect there lifestyle and make sure that they always have what they need. This is what parents do, don’t you agree? When you go to work everyday do you think that you might not get to see your wife or kids later? I don’t think so most people don’t think that way. But let’s say you do get killed on the way to work, do you have everything in place if that happens? Your family are the most important things in your lives and I am sure you would want them taken care of if something like this happens to you! Most people want Life insurance when they are dying and that is to late. Even if you decide to get a quote from another company at-least you are taking care of your family! I know I don’t type very good but I have taken care of my family have you?
Call us to schedule you a appointment today don’t wait!
1-702-616-8384
Huggins Family Insurance
Welcome to Huggins Family Insurance!! Please take a look around our site and leave comments please!!
We are always here to help and want to make sure you are always covered correctly, please give us a call to go over your current insurance policy. Huggins Family insurance says it all we are in business for you and your families only. Insurance seems to me is going towards more of a personal side these days and why not have an agent on your side. We strive to have the best customer service in Las Vegas and the surrounding areas and my clients constantly refer family and friends to our agency. We grow year after year because our clients trust us and you will too!! We provide all types of insurance coverage’s for example:
Auto, Homeowners, Condo, Renters, Landlords, Motorcycle, Boatowners, Commercial, Life and Financial services
Give us a call and become a Huggins Family Member!!
1-702-616-8384
Servicing the state of Nevada PROUDLY!!
Ever wonder why your next door neighbor is getting a better rate on there Las Vegas auto and Homeowners insurance. That is a great question and I have some answers for you. There is a lot of things that go into figuring out your rate for example:
Financial Stability can change your rate, does your neighbor have better credit than you?
Driving record, do you have young drivers on the policy? Amount of coverage you are carrying, the kind of cars you insure, is your vehicles exactly like yours neighbors probably not! Now these are a few example’s but trust me there is a lot of factors that go into your rate and your neighbor is not you!!!!
When you are ready to get a quote just give us a call at 1-702-616-8384. Serving Nevada proudly!!!!
Las Vegas car insurance, Las Vegas Allstate Insurance, Las Vegas insurance, Las Vegas life insurance
Huggins Family Insurance
http://allstateagencies.com/chuggins
1-702-616-8384
If you live in Las Vegas and you have Insurance questions please give my agency a call. We are here from 8 to 5pm Monday-Friday and as always waiting to help!! Insurance can be hard to understand but we have a great way to help you understand what exactly you are buying and why. What ever you need help on for example auto insurance, home insurance, life insurance, motorcycle insurance, condominium insurance, renters insurance, business, personal umbrella’s , boat insurance we have you covered! If you are tired on your insurance company not calling you back well we want your business and we will fight for it.
Please call 1-702-616-8384
DMV Registration Penalties
Senate Bill 323, passed during the 2011 Legislative Session, replaces the former
$250 reinstatement fee for an insurance lapse with a tiered system of fees and fines.
Below is a matrix of the new penalties.
They are based on the length of the lapse of coverage and the number of previous lapses.
This goes into effect July 1, 2011.
| Length of Lapse: | 1-30 Days | 31-90 Days | 91-180 Days | 181 Days or More |
| 1st Offense | ||||
| Reinstatement Fee | $250 | $250 | $250 | $250 |
| Fine | $0 | $250 | $500 | $1,000 |
| SR-22 Insurance | No | No | Yes | Yes |
| TOTALS | $250 | $500 | $750 | $1,250 |
| 2nd Offense | ||||
| Reinstatement Fee | $500 | $500 | $500 | $500 |
| Fine | $0 | $500 | $500 | $1,000 |
| SR-22 Insurance | No | No | Yes | Yes |
| TOTALS | $500 | $1,000 | $1,000 | $1,500 |
| 3rd Offense | ||||
| Reinstatement Fee | $750 | $750 | $750 | $750 |
| Fine | $0 | $500 | $750 | $1,000 |
| SR-22 Insurance | No | No | Yes | Yes |
| Driver License Suspension | Min. 30 Days | Min. 30 Days | Min. 30 Days | Min. 30 Days |
| TOTALS | $750 | $1,250 | $1,500 | $1,750 |
If the owner of the vehicle declares it dormant due to mechanical or seasonal circumstances during the period in question, the owner must sign a Dormant Vehicle Affidavit (NVL-003) and present documentation to verify the status. The reinstatement requirements will then include presenting current proof of insurance and a payment of $50.00.
If the owner of the vehicle experienced extenuating circumstances beyond their control, the owner may complete an affidavit and present original receipts and/or documentation to verify circumstance and time frames. Financial hardship does not qualify. Examples of extenuating circumstances are hospitalization, illness or a death in the family. You must apply at a DMV office or a County Assessor that offers vehicle registration services.
If you own a home in Las Vegas then you know how inportant it is to have Homeowners Insurance!!!
No Place Like Home
Whether you’re a first-time homebuyer or designing your dream home, buying a house is one of the most important decisions you’ll ever make. Once you sign the papers and move in, you may be settling down, but your insurance needs are always in transit.
Protection That Keeps Pace with You
From day one, you’ll tailor your Allstate policy to help protect
your house and the personal items in your home. You’ll need the basic coverages that prepare you for an unexpected loss or damage, as well as the coverages that give you a valuable safety net for your investment.
As the years go by, you’ll continue to invest in your home. You may hire a contractor for a major renovation, or you may push up your sleeves for a weekend home improvement project. These enhancements may warrant a review of your earlier coverage selections. And many homeowners continue to acquire new valuables like jewelry and antiques that require added protection.
A Helping Hand
That’s what I’m here for: to routinely help you update your insurance policy to reflect your changing needs. Not only can I help you understand which coverages work for you, but I also understand the things that matter most to homeowners in our area. We can work together to help make sure you and your home are protected in case bad things happen.
Your Home, Your Castle
With Allstate Homeowners Insurance, you’ll be protected against damages or losses that result from fire, lightning, smoke, theft and vandalism, among many other causes. They’re every homeowner’s concerns. But you also have individual needs—unique to you and your home—that should be reflected in your policy.
To meet these needs, Allstate offers different levels of coverage. And, you can tailor your policy by selecting among different available limits, deductibles and optional coverages that fit your life. It’s just one reason that Allstate has been chosen to insure one in every eight homes.
Read below for more information on some of the basic coverage options that make up a homeowners policy. You can also read about enhancing your policy with Optional Coverages and Scheduled Personal Property. For example, do you own specific high-value items like expensive computer or stereo equipment? If so, you may want to insure them with an Optional Coverage. Contact me to discuss which coverages, limits and deductibles may be right for you.
Having insurance in Las Vegascan be very expensive depending on many different factors. Insurance companies uses your credit rating, driving record, zip code and many more things to determine a rate for you. When you are planning to move to Las Vegas contact your agent to recommend a great zip code for you. Everybody is trying to keep their cost down and I would love everybody to get the chance before they move to Las Vegas.
There are a lot of determining factors with regards to getting a lower rate on your car insurance. What is the best zip code? Do you already have the best coverage? Do you have too much coverage? Do I need full coverage? Do I need just liability? Do I need medical payments? Do I need uninsured motorist coverage?
I am always willing to help even if you don’t live in Las Vegas, just give me a call!!!
Bottom line get an Agent, he or she can answer these very important questions!!!
Have a great day,
Huggins Family Insurance
1-702-616-8384
Pictures you’ve e-mailed or uploaded from your smartphone could be leaking location information threatening your safety or that of your children.
Police are concerned
“It’s frightening,” said Leawood School Resource Police Officer Mark Chudik when we showed him what we had uncovered.
We combed Twitter and sites like Facebook , Craig’s List, and Photobucket .
We searched by entering the names of area cities. We easily identified the home addresses and play areas of children whose pictures were posted by their parents.
“That is legitimately terrifying,” said McDonald when we showed her information we obtained from pictures she posted of daughter Laine.
It’s a new and frightening threat to parents.
The full risk is even an unknown to many internet crime experts, like Chudik, who said he’d never seen private information shared so quickly in such an unknown manner.
He calls the hidden smartphone data today’s biggest risk online.
“It’s probably going to be number one for a while,” Chudik said.
Technique involves free, easily available software
Chudik used a free browser add-on to click on pictures of four-year-old Laine.
He not only found her home when he clicked on a picture of her bedroom, but located her day care, favorite fast food shop, and the specific part of the park where she plays.
“The fact that they found the bedroom is terrifying,” McDonald said. “Scary, like terrifying. Especially as a parent because of the fact that you can see the exact place of it.”
We searched online servers by local cities creating a menu of nearby children and their locations.
With one online bedroom picture, we were able to find the home of two Olathe brothers.
When we went to their home to warn their parents, they declined to comment, but did change the settings on their Photobucket account to private.
How it works
At UMKC, computer science Professor Deep Medhi says smartphones leave a high-tech invisible trail using the same geotracking technology that enables the social website Foursquare and handheld map apps.
“Exactly like in your GPS device in your car,” Medhi said. “When you do it, it can tell you exactly where it is.”
Medhi showed how the easily-obtained software can translate geotagged photos, uploaded or linked from popular websites, into maps.
“Exactly that spot where that picture was taken,” Medhi said.
How to deactivate your geotagging
The site icanstalku.com reposts pictures from unwitting Twitter users in real time, translating their photos into actual addresses and maps.
The site also lists a how to deactivate geotagging on the iPhone, Blackberry with GPS, Google Android, and Palm WebOS.
The site recommends restricting which applications can access GPS marking, or turning off location services altogether, in your smartphone settings.
“You want to be able to do it almost on a picture basis,” Medhi said.
“I don’t think you can think of anything worse than a stranger knowing all that information,” said Officer Chudik.
Experts say you can still be perfectly safe by turning off GPS settings before taking pictures you plan to post online and by keeping your online photo servers restricted to private.
